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PaleHawkWoman -> RE: Hiring Middle-Aged Women (6/27/2008 5:10:19 PM)
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I am weighing a cost and viability analysis at present. This includes applying for agricultural grants, certification classes for master or organic classifications, costs of supplies and equipment, insurance, marketing, and transportation to market in addition to time spent. My husband does make enough money to pay our living expenses and put away some in savings, plus he has access to health insurance through his employer. Most of my income has been going to our savings accounts. We would have to tighten up just a bit, but rarely spend money on anything but absolute necessities anyway. Extras such as tickets to a Predators' home game would have to be dropped, and I wouldn't be able to afford airline tickets to fly out to see my younger daughter and my grandchildren. It will take 3 yrs or so to turn a profit, and since it would be business losses in the interim we could claim it when filing our tax returns. I believe with very frugal management I could keep expenses down; I will not be hiring employees or buying on credit, nor will I be taking out any business loans. The land is owned free and clear, and the farm insurance is paid by the hunters who lease it for the fall hunting season. The main costs for clearing the land will be gas, gas mix, bar-and-chain oil, spare chains and some maintenance for the chainsaws; gas, oil, bearing grease, and power steering fluid for the tractor; blades for the bush hog; and gas, oil, and cord for the weed whacker. I use the spent oil to mix with kerosene for making "creosote" to coat fence posts with. The fence posts are set in concrete, so there's another expense, but not right now. I am working with folks from the Ag Extension Office here, so I do have expert advice. I also have this in prayer before the Lord. One of the plus's would be being able to donate fresh produce to the local food bank and some of the meal programs serving the poor and homeless. I've been using plastic peanut butter jars and making up soup-in-jar recipes which a friend's church gives out for their food pantry. Paired with Jiffy Mix cornmeal muffin or biscuit mix, (bought on sale at 25 cents a box), it provides a complete meal for a family. We've been talking about a program showing people in the inner city and other low-income areas how to put in small gardens in their yards or in boxes on their porches or windows to grow some fresh vegetables, greens, and herbs. Interestingly enough, you can use food stamps to buy the seeds for food plants. Some of the perennial plants, like bluberry bushes, are also very ornamental and have beautiful fall foliage. BTW, gentlemen, it IS nice to know that many employers still value experience, work ethic, and attitude over youthful appearance. Thank you all for your input.
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